I’m a visual person. I love being able to see progress. I used to work in a commission job with monthly sales goals to meet and I would always check my progress at the beginning of a shift. I made better decisions and knew exactly where I stood at the beginning and end of every shift. I often blew past my monthly goals because I saw it as a challenge. I used to get really competitive. Now that I stay home, I miss having that. Pushing myself to accomplish my goals and then more! I’ve been able to shift my … Continue reading How having a Visual Aid helped me on my Debt Free Journey

You feel like you hear or read this everywhere, but what does it really mean to “live below your means”? It means that you live on less than you make, sounds simple right? For most though, it’s a difficult concept. The first step to living below your means is to create a budget or spending plan. You have to know how much outflow you have compared to your inflow, income. If you spend all your money on monthly bills and necessities, you are not living below your means. Just because you don’t over draft your bank account doesn’t mean you … Continue reading What does it mean to Live Below your Means?

It’s that time of year, tax time. Most people are either preparing to file, or have already filed. Maybe you’ve already gotten your refund back. Maybe you’re waiting to file because you’re going to owe. I’m going to preface this and state, I am not a tax professional. Now, if you owe, I can’t help you there. Hopefully you have been preparing for it and have been saving up. If you owe a lot, you should probably sit down with a CPA to figure out what to do so you don’t owe so much next year. If you’re getting a … Continue reading How to get ahead financially with your tax refund