How to boost your Income

One of the biggest factors in how fast you can pay off debt, is your income. If you have $30,000 in debt, $5,000 extra dollars can shave off a couple months off your debt snowball. If you’re really serious about getting out of debt fast, your best bet is to get a side hustle or two! My husband works retail, so right now with the holidays, he’s getting extra hours. I work from home as a remote assistant, it’s contract based, so I choose when and how much I work. I have a couple other things I do to bring … Continue reading How to boost your Income

What is Normal?

These days it’s normal to have debt. Everyone has a car payment. Everyone has a credit card. A mortgage payment, if it’s not yours, it’s your landlords. There’s a pandemic of student loans. Why is it normal to have debt, but weird to pay for things in cash? Why do we worship the almighty credit score? Because that’s what we were taught. It’s the only thing we’ve ever known as millennials. Most of us remember what is known as the Great Recession of 2008-2009. I know I do. At the time I was in high school. My parents, who were … Continue reading What is Normal?

Why financing Cars is a bad idea

I got my first car when I was 18. I searched far and wide to find something different, something just for me. I ended up finding a purple 1998 Dodge Dakota. It had 190,000 miles on it and it wasn’t perfect, but it was perfect for me! I loved it! He was lovingly named Barney for his color. I was lucky enough that my grandpa bought it for me and I didn’t have any payments. In the next 3 years I moved from California to Kansas to Colorado. Barney served me well. Going to college, getting married and then making … Continue reading Why financing Cars is a bad idea